15 year fixed - 4.75%
30 year fixed - 5.25%
30 year 3/1 ARM - 4.5%
30 year 5/1 ARM - 4.25%
FHA - 5.375%
VA - 5.375%
Cal PERS - 5.75%
All of these rates assume loan amounts $417,000 or less ($368,750 for FHA), 720 credit score (620 on FHA), 20% down payment (3 1/2% for FHA) and a 15 day lock on owner occupied properties.
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